The Best Travel Card


Because someone told me to! Serioulsy! I was very skeptical about getting a credit card (I already have 2) but after much research I am so glad I did! I’m reaping the benefits and I’ve only had the card for 3 months

Do you want the good or the bad first? waits I’ll give you the bad (which isn’t THAT bad) and then the good


  • You must have semi good credit to be eligible for the card (a score approx. above 680)

  • Annual Fee: $450

  • 17.99%-24.99% APR


  • 50,000 entry bonus points after spending $4000 (equivalent to $750 can be used towards airfare, car rentals, hotels, airbnb etc)

  • $300 ANNUAL travel credit (you’ll be reimbursed for travel purchases made on your card)

  • $100 reimbursment for Global Entry (lasts 4 years + TSA pre-check is included)

  • 3x points on travel and dining worldwide (immediately after earning your $300 travel credit)

  • Earn 1 point per dollar spent on other purchases*

  • NO FOREIGN TRANSACTION FEES ( ex. if you spend $1000 internationally you would avoid paying $30 in fees)

  • Complimentary Airport Lounge Access (1000+ VIP lounges in over 500 cities worldwide)

  • Trip cancellation/Interruption Insurance (up to $10,000 per trip paid using the card)

  • Auto Rental Collision Damage Waiver (decline rental insurance and charge entire rental cost to your card to be covered)

  • Lost Luggage Reimbursement (if you or an immediate family members luggage is damaged by the carrier you’re covered up to $3000 per passenger)

  • Trip Delay Reimbursement (if your carrier delays more than 6 hours or requires an overnight stay you’re covered for up to $500 per ticket)

  • Emergency Evacuation & Transportation (if you or a family member are sick and need to evacuate you can be covered up to $100,000)

As you can tell the pros definitely out weigh the cons. The annual fee to me cannot be looked at as $450 because the $300 annual travel reimbursement cancels some of that if you think about it. If you factor that in, $150 a year for the annual fee isn’t bad at all!

It may seem impossible or daring to spend $4000 in 3 months but what I did was pay bills I was already going to pay in cash, on my card and then pay my card off with that cash at the end of the month. As long as the total charged to the card is $4000 by the 3 month mark, you will receive your point. So even if you charge $300 and pay it off before the 3 months mark, $300 still counts towards the $4000.

Because I followed these exact steps, I now have OVER $750 that was given to me to spend towards any trip I decide to take. I’m awaiting my interview for Global Entry to become a trusted traveler, therefore skipping all immigration lines and jumping security lines, which cost me NADA with my card. I’ve already been given my $300 annual travel reimbursement for 2018 and I can’t wait to get it again in 2019. And, my credit score is soaring because I not only got a high limit on this card but I’ve consolidated all of my cards into one! Credit cards are scary when you’re not disciplined. If you can master disciplining yourself you can travel for free just by paying off bills you normally would have. It’s as simple as that!

Do you have any more questions for me? Ask me in a comment below! (2).jpg
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